Stablecoin issuance surpasses Visa volume, marking a reshaping of the financial landscape

The rapid rise of stablecoins is profoundly changing the global financial landscape. Industry experts point out that the volume of stablecoin transactions has exceeded Visa's forty-year transaction volume in just five years, highlighting a significant shift in the way currency is used.

This development trend is seen as a significant impact on the traditional financial system. According to industry forecasts, by 2025, the global stablecoin issuance is expected to reach $235 billion, which will trigger a tremendous transformation in the payment settlement model. The current development situation indicates that the trading methods will undergo profound changes.

Stablecoins to Surpass Visa in Five Years: Milestone Development

Industry forecasts indicate that by May 2025, the issuance of stablecoins is expected to exceed $235 billion. This surge reflects the increasing reliance on digital currencies in global transactions. The rapid growth in issuance suggests that people's dependence on traditional financial mechanisms is gradually weakening.

The volume of stablecoin transactions has surpassed the transaction volume of Visa over the past forty years in just five years, signaling a significant transformation in the financial sector. This rapid growth indicates that stablecoins have secured a key position in both the cryptocurrency and traditional financial markets, reflecting that digital currencies are being integrated into the mainstream financial system on a large scale.

Market experts and leaders in the financial sector have recognized the transformative potential of stablecoins. Industry executives believe that these digital assets represent a significant evolution of currency, laying the groundwork for their widespread acceptance. He pointed out that stablecoins represent a new phase in the development of currency, which can be referred to as "tokenized currency." Based on distributed ledger technology, stablecoins enable peer-to-peer transactions without the need for intermediaries to unify information. The emergence of stablecoins also marks the rise of the digital twin trend, involving the tokenization of physical assets on the blockchain.

Historical Background, Price Data, and Expert Analysis

It is noteworthy that in just five years, the volume of stablecoins has reached three times that of traditional payment systems, which once again proves the practicality and adaptability of stablecoins in the evolving financial ecosystem.

According to market data, the price of USDT remains at $1.00, with a market capitalization of approximately $157.61 billion, accounting for 4.73%. Its recent volume reached $51.69 billion, and the 24-hour price fluctuation is slightly negative. This data indicates that USDT plays an important role as a stablecoin leader in the digital currency market.

Analysis from several research teams indicates that the increasing popularity of stablecoin usage may accelerate the process of financial digitization. Regulatory frameworks are continuously being adjusted to accommodate the expanding stablecoin market, facilitating its further integration into traditional financial infrastructure. These emerging platforms are expected to drive innovation in the field of cross-border transactions.